Equipment  insurance by LLC “Insurance Company “Soglasie”   

INSURANCE OBJECTS  Insurance objects are property interests not contradicting the RF legislation that are associated with possession, use and disposal of property including  mechanisms, equipment, processing units and other manufacturing machines.

Insurance contract may cover any machines, apparatuses, various mechanical equipment and machinery of a company (business), workshop:  Power generation equipment (boilers, turbines, generators, engines, etc.);  Power distribution and transmission machinery and equipment   (transformers, HV switchboards, switches, power transmission lines, etc.);  Main and auxiliary machines (various machine tools, pumps, compressors, papermaking machines, etc.).

 

INSURANCE RISKS  Insurance risk covered by the current insurance contract is a probable event including damage (loss) of insured property due to the following causes:  Design and calculations errors;  Construction and installation errors; Casting or material defects; Indeliberate error of operation and maintenance;  Overload, overheat, vibration, disorder, seizure, obstructions, centrifugal actions, material fatigue;  Short circuit, overvoltage, undervoltage, atmospheric discharges (except lightening) and other similar events (including fire if damage was inflicted directly on property that caught fire);   Hydraulic shock or water shortage in the boiler, steam generators and other apparatuses using steam or liquid;  Explosion of steam boilers   (collapse of boiler walls due to gas or steam expansion), internal combustion engines, other energy sources; Low temperature; Cable and chain interruption, drop of insured objects, their collision with other objects, and other accidents.

 

COST  Insurance premium (cost of insurance) is normally determined and set for each type of equipment and insurance risk with due consideration of condition of objects to be insured:  life time, degree of wear and tear, number of failures, etc.

 

DISCOUNTS AND BENEFITS If you buy other types of insurance policies in our Company, you will get a 10% discount (from the insurance tariff). Also, if the Insured did not apply for insurance compensation during the contract term, a 5% discount (from the original tariff)  would  be allowed for the next year contract.  Paid property insurance premiums reduce the tax base of the Insured  (The RF Tax Code, Part 2, chapter 25, art. 263).

 

Telephone: (905) 579-5605 Boris

 

Information

 

LLC “Insurance Company “Soglasie” was established on September 28, 1993 and has been working in the insurance market for 14 years. The Company’s internal policies allow us to maintain our high position in the insurance market and increase the number of the insured.  According to Insurance Licenses  S # 1307 77 and P # 1307 77 from January 26, 2006 issued by the RF Ministry of Finance, the Company successfully provides 20 types of insurance based on 90 insurance rules.  

The company’s authorized capital is  2,3 billion rubles. The 2007  payments exceeded  5 billion rubles.

The rating agency Expert RA gave the Company an  A+ rating  (high credibility).